Инвестиционный консультант — работа в Финляндии
Investment advisers are professionals who offer transparent advice by recommending suitable solutions on financial matters to their clients. They advise on investing pension or free funds in securities such as stocks, bonds, mutual funds and exchange-traded funds to customers. Investment advisers serve individuals, households, families and owners of small companies.
Инвестиционный консультант - Какие навыки обязательны?
The different types of instruments that apply to the management of cash flow that are available on the market, such as shares, bonds, options or funds.
Explain all details of financial products in plain words to clients, including financial terms and all costs.
Monitor and forecast the tendencies of a financial market to move in a particular direction over time.
The financial possibilities for funding projects such as the traditional ones, namely loans, venture capital, public or private grants up to alternative methods such as crowdfunding.
The broad and continuously growing banking activities and financial products managed by banks ranging from personal banking, corporate banking, investment banking, private banking, up to insurance, foreign exchange trading, commodity trading, trading in equities, futures and options trading.
Identify, evaluate and determine the actual and potential risks of your clients’ assets, considering confidentiality standards.
Meet with clients to review or update an investment portfolio and provide financial advice on investments.
Assess the customer's economic goals and advise on the possible financial investments or capital investments to promote wealth creation or safeguarding.
Collect, revise and put together financial information coming from different sources or departments in order to create a document with unified financial accounts or plans.
Read, understand, and interpret the key lines and indicators in financial statements. Extract the most important information from financial statements depending on the needs and integrate this information in the development of the department's plans.
Provide colleagues, clients or other parties with financial support for complex files or calculations.
Gather information on securities, market conditions, governmental regulations and the financial situation, goals and needs of clients or companies.
The financial instruments traded in financial markets representing both the right of property over the owner and at the same time, the obligation of payment over the issuer. The aim of securities which is raising capital and hedging risk in financial markets.
Consult, advise, and propose solutions with regards to financial management such as acquiring new assets, incurring in investments, and tax efficiency methods.
The financial infrastructure which permits trading securities offered by companies and individuals govern by regulatory financial frameworks.
Observe and analyse the stock market and its trends on a daily basis to gather up-to-date information in order to develop investment strategies.
The market in which shares of publicly held companies are issued and traded.
The theory of finance that attempts to either maximise the profit of an investment equivalent to the risk taken or to reduce the risk for the expected profit of an investment by judiciously choosing the right combination of financial products.
Give the customer or client information about financial products, the financial market, insurances, loans or other types of financial data.
Revise and analyse financial information and requirements of projects such as their budget appraisal, expected turnover, and risk assessment for determining the benefits and costs of the project. Assess if the agreement or project will redeem its investment, and whether the potential profit is worth the financial risk.
Identify and analyse risks that could impact an organisation or individual financially, such as credit and market risks, and propose solutions to cover against those risks.
Observe and analyse the bond or debt market and its trends on a daily basis to gather up-to-date information in order to develop investment strategies.
Инвестиционный консультант - Какие навыки полезны, но не обязательны?
Implement company policies and procedures in the credit risk management process. Permanently keep company's credit risk at a manageable level and take measures to avoid credit failure.
Analyse, calculate and appraise the value of the stock of a company. Use mathematic and logarithm in order to determine the value in consideration of different variables.
Create an investment portfolio for a customer that includes an insurance policy or multiple policies to cover specific risks, such as financial risks, assistance, reinsurance, industrial risks or natural and technical disasters.
The processes to valuate the worth of the assets of the company and the value of the business following techniques such as asset-based approach, business comparison, and past earnings.
Develop a financial plan according to financial and client regulations, including an investor profile, financial advice, and negotiation and transaction plans.
Analyse the formal statements from businesses which outline their business goals and the strategies they set in place to meet them, in order to assess the feasibility of the plan and verify the business' ability to meet external requirements such as the repayment of a loan or return of investments.
Communicate with professionals in the field of banking in order to obtain information on a specific financial case or project for personal or business purposes, or on behalf of a client.
Use appropriate questions and active listening in order to identify customer expectations, desires and requirements according to product and services.
Investigate and look for information on the creditworthiness of companies and corporations, provided by credit rating agencies in order to determine the likelihood of default by the debtor.
Initiate activities in order to attract new and interesting customers. Ask for recommendations and references, find places where potential customers can be located.
Based on accounts, records, financial statements and external information of the market, analyse the performance of the company in financial matters in order to identify improvement actions that could increase profit.
Inform existing or potential customers about the various financial goods and services that are offered by the company.
Negotiate the terms, conditions, costs and other specifications of a contract while making sure they comply with legal requirements and are legally enforceable. Oversee the execution of the contract, agree on and document any changes.
Understand the principles of insurance, including third party liability, stock and facilities.
Perform administrative tasks such as filing, typing up reports and maintaining mail correspondence.
Guarantee that the tracking and recording standards and rules for document management are followed, such as ensuring that changes are identified, that documents remain readable and that obsoleted documents are not used.
Analyse the credit files of an individual, such as credit reports which outlines a person's credit history, in order to assess their creditworthiness and all the risks that would be involved in granting a person a loan.
Establish a positive, long-term relationship between organisations and interested third parties such as suppliers, distributors, shareholders and other stakeholders in order to inform them of the organisation and its objectives.
The various techniques and procedures applied to ensure that credit is given to the suitable customers and that they pay on time.
The various types of risk or loss transfer policies that exist and their characteristics, such as health insurance, car insurance or life insurance.
Другие профессии
- Финансовый менеджер
- Финансовый консультант
- Инвестиционный менеджер
- Управляющий инвестиционным фондом
- Инвестиционный аналитик
- Аналитик по ценным бумагам
- Брокер по ценным бумагам
- Биржевой брокер
- Клиентский менеджер банка
- Менеджер по связям с инвесторами
- Инвестиционный банкир по работе с корпоративными клиентами
- Трейдер по ценным бумагам