Специалист по взысканию страховых платежей — работа в Финляндии
Insurance collectors collect payment for an overdue insurance bill. They specialise in all areas of insurance such as medical, life, car, travel, etc and recurrently contact individuals to offer payment assistance or to facilitate payment plans according to individual's financial situation.
Специалист по взысканию страховых платежей - Какие навыки обязательны?
The law and legislation concerning the policies of transferring risks or losses from one party, the insured, to another, the insurer, in exchange for a periodic payment. This includes the regulation of insurance claims and the business of insurance.
preserve a list with the debt records of clients and update it regularly
The techniques and principles used to collect overdue debt from customers.
The methods involving payment done through credit cards.
Collate all the financial transactions done in the daily operations of a business and record them in their respective accounts.
Provide colleagues, clients or other parties with financial support for complex files or calculations.
Prepare, determine and agree on the conditions for cooperation contracts with a company, by comparing products, following evolutions or shifts in the market and negotiating terms and prices.
Gather information on securities, market conditions, governmental regulations and the financial situation, goals and needs of clients or companies.
Use research techniques and tracing strategies to identify overdue payment arrangements and address them
The processes needed to obtain goods or services before payment and when a sum of money is owed or overdue.
Identify and analyse risks that could impact an organisation or individual financially, such as credit and market risks, and propose solutions to cover against those risks.
Identify the areas in which the client may require aid and investigate the possibilities for meeting those needs.
Administer currencies, financial exchange activities, deposits as well as company and voucher payments. Prepare and manage guest accounts and take payments by cash, credit card and debit card.
The various types of risk or loss transfer policies that exist and their characteristics, such as health insurance, car insurance or life insurance.
Специалист по взысканию страховых платежей - Какие навыки полезны, но не обязательны?
Gather information about the insurance needs of a client, and give information and advice about all possible insurance options.
Create an investment portfolio for a customer that includes an insurance policy or multiple policies to cover specific risks, such as financial risks, assistance, reinsurance, industrial risks or natural and technical disasters.
Analyse all documentation related to a specific insurance case in order to ensure that the application for insurance or the claims process was handled according to guidelines and regulations, that the case will not pose significant risk to the insurer or whether claims assessment was correct, and to assess the further course of action.
Meet with clients to review or update an investment portfolio and provide financial advice on investments.
Negotiate the terms, conditions, costs and other specifications of a contract while making sure they comply with legal requirements and are legally enforceable. Oversee the execution of the contract, agree on and document any changes.
Understand the principles of insurance, including third party liability, stock and facilities.
Explain technical details to non-technical customers, stakeholders, or any other interested parties in a clear and concise manner.
Write a contract that includes all the necessary data, such as the insured product, the payment to be made, how often the payment is needed, the personal details of the insured and on what conditions the insurance is valid or invalid.
The rules of applying mathematical and statistical techniques to determine potential or existing risks in various industries, such as finance or insurance.
The different procedures that are used to formally request a payment for a suffered loss from an insurance company.
Analyse the probability and size of the risk that is to be insured, and estimate the value of movable or immovable property of the client.
Handle disputes between individuals or organisations, either public or corporate, which deal with financial matters, accounts, and taxation.
The trends and major driving factors in the insurance market, insurance methodologies and practices, and the identification of the major stakeholders in the insurance sector.